Car lease <$200 - NY

I am thinking about getting a lease. I live in Suffolk, NY. My insurance is pretty big (more than $240 a month) because I am a fresh licensed driver in US. So low lease payments really matter for me, $200 per month is the most I can do, the lower the better. I will not keep the car after the end of the lease so I dont care about the buyout price, its all about the overall monthly payments. I would really like an AWD but I would also make it with FWD. I dont like very small cars, SUV or sedan is what I want. I would make at least 15k miles a year. It would be perfect if I could get a 24 month lease. I am considering these vehicles:

  • Toyota Rav4
  • Mitsubishi Outlander Sport / Mitsubishi Lancer
  • Subaru Impreza / Forester
  • Mazda 3 / Mazda 6 / Mazda CX5
  • Honda Civic / Accord
  • Chevrolet Malibu
    But I am also open to any other cars.
    I’ve been to some dealers but my amount was $300, right now its maximum $200. I got an offer for Mazda 6 Touring with all packages for $299 including every fees, was it good enough? Too bad my budget got lower.
    What can you suggest? What is the lowest possible payment I could negotiate for those cars?

Call Plaza Auto Leasing…Just scored Hyundai Sonata SE for $192 a month with $500 down. Th lease score is 11.1. They have many in stock and were easy to deal with. Ask for Will.

I’d look into mass-market midsize sedans like Camry, Altima, Optima, Sonata, and Malibu. Accord, Legacy, and Mazda6 will be on the pricier side.