That’s good to know. I live in CA and I usually have lawyer handle it for me so I don’t need to spend time talking to different parties involved. I always ask my insurance to repair the car for me so they can start the job right away. If you want to work with other insurance company, it takes weeks to get the police report and have the permission for the bodyshop to tear down the car for estimates.
My premiums didn’t go up in my last two claims. If that’s the case in NY, it really sucks.
So, I filed a claim through Enterprise/Elco, and they said they will send an adjuster for this, which has not happened yet. Since then, someone hit the right side of my rear bumper in a hit and run, while my car was parked. This is all Repairable damage (deep scratches/small dents) - I doubt Replacement is needed.
What can I do in this situation? It is two separate damages to the same car part (rear bumper).
I have the option of having the appraiser come to my house and look at the damages and give me a check based on what he sees, and then repair it on my own at a later time.
The times he wants to come look at the car does not fit my schedule. So I was wondering if I could just provide them auto body estimates and pictures instead and then have them write me a check, considering it was their driver’s fault?
Seems you are hell bent on trying to get them to pay for damages their driver didn’t cause, and you want them to do this without even physically inspecting the car. So my suggestion is for you to try to get them to do that. If they do, great for you. But don’t be surprised if your request causes them to be extra meticulous with their ultimate inspection.
So what would you do and suggest?
I work 7am to 7pm, and park on the street during work, never know where I will be parking exactly (which street), so not sure how our schedules will match for them to come check the car during work since they only inspect 9-4PM