Can someone help me understand what I’m doing wrong with lease calculation

I followed the steps in lease by hand numbers. And they are off from what I got in the lease calculator.

2021 Jeep Gladiator Sport S

I have a msrp of $43495
Selling price $39870
Incentives $2000
$0 down payment
36/10k
Money factor.0016
Residual 75%

Doing lease by hand im getting a payment of $317
That’s without including taxes so it seems I’d have a higher payment then what the calculator is giving me.

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