Can I turn US bank lease in 60 days early without getting hit with early termination fees

[paranoidgarliclover]

@derekleblanc80

so has anyone done this before

Apparently, yes, 6 yrs ago (w/ US Bank and w/ no penalty):

Returning Lease Early, But Fully Paid Off?

I did something similar with my lease, but through US Bank. No issues at all. I was almost 6 months early. I think it will be fine.

A Chase contract (at least 3 yrs ago) specified that ending the lease prior to the final month was an early termination, but your contract doesn’t seem to mention that:

Returning BMW lease early (while making all payments)

Yes… but… it’s always best to verify what are the terms in the agreement. Here’s a Chase example: [image] Here’s a BMW example: [image] There’s some variability by bank/captive along with applicable state laws. I’ve seen a couple of folks get caught off-guard by the ‘adjusted lease balance’ though it’s more a matter of understanding.

So… you’re probably fine?