Can I pull one-pay MSD and Owner's Choice together for a BMW lease?

This is a weird combo and I don’t see it being mentioned before. Just out of curiosity:
I’m in Texas, can I pull Owner’s Choice + MSD + 1-pay together on one single lease?

From what I understand, in Texas 1-pay lowers sales tax to 1%. Generally 1-pay lowers MF by 0.0003.
I assuming these 2 don’t stack, can I still put up MSD to lower the MF further more?
Do all these even make sense under Owner’s Choice?

No MSD and one pay

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That makes sense… Since most people out of Texas use one-pay to lower MF. However in Texas One-Pay lowers sales tax, not sure if it also lowers MF as well

It lowers the MF but the MF is lower with MSD’s and monthly payments.

Lowers both…

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Thanks for the confirmation! That’s very helpful!

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Ok so looking at this again. If you are doing 1-pay and getting a reduced sales tax rate of 1% for that in Texas why even consider owner choice? I dont believe you would get a reduce sales tax rate with owners choice since the vehicle would be under your name and no sales tax credits available. However it would help out on your next owners choice lease as it would essentially be a trade in and you would get a credit against sales price for the trade in.

Everything has its costs…OC good for tax credit bit going from “lease” to “lease” but bad on added interest however has no acquisition fee (which means you have to buy GAP yourself)

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Why I didn’t think this way yet, thid makes sense, thanks!

Right, and honestly I don’t even know if the concept ‘‘gap’’ is still existing since the car is only financed as a lease.

If the payoff is greater than market value and you total the car, you’ll be glad you had gap.