Yes, exactly! I left out this detail because I didn’t want to read like an ad, but this is the precise reason why I started advertising the bottom-dollar for all 7 Hyundai Motor Finance credit tiers. It really feels shitty, as the buyer, to get beat up about your Credit Score, when it was actually fine all along.
I’m really looking to push change in the industry and progress past that practice, but it will probably still happen as long as customers try to get cars for below dealer cost.
If I was the dealer here, I’d just ask you two questions:
- “So you’re definitely set on leasing a V8 RWD muscle car?”
-and- - “Can you find a V8 RWD muscle car for lease anywhere for less than $400/month to shop against me?”
If you answer “yes” and “no”, then you really don’t have much more shopping to do. Despite being marked up, he’s still the cheapest V8 sportscar in town.
If you answer “yes” and “yes”, then go buy the cheaper one with the cheaper MF and tell this guy to kick rocks!