Ok, I told the dealer that I was looking at the Buick Enclave Essence, I even said that I used the MF and RV and calculated the monthly to be about $360 with zero down but expected it to be lower since I qualify for the GM educator discount.
He sends me back saying that’s not possible and sends me that zero down would be 400 and that I am calculating something wrong.
I asked him straight out what the dealer fee and acquisition fees are, he said dealer fee is 75 plus 104.50 for titling, and acquisition is 650. He said he included the GM discount but I dont know if that is true.
This is his calculations sheet
Adjusted Price: 34619.39
Total Purchase: 34619.39
Trade Difference: 34619.39
Taxable Fees (estimated): 66.50
Dealer Service Charge: 179.50
Non Tax Fees: 177.00
Net Price: 35903.21
Cash Down $0, 36 months = $400
Cash Down: $388, 36 months = $388
Cash Down: $500, 36 months = $385
I dont understand why the calculator is so off, I have tried other cars and MF and Residuals and the leasehacker calculator is always under than what these dealerships are saying.