# BMW X5 Discussion - MY 2024 & Loaners

**URL:** <https://forum.leasehackr.com/t/bmw-x5-discussion-my-2024-loaners/480209>\
**Category:** Ask the Hackrs\
**Tags:** bmw, suv, usa-nationwide\
**Created:** [July 5, 2023, 4:55pm UTC](https://forum.leasehackr.com/t/bmw-x5-discussion-my-2024-loaners/480209 "2023-07-05T16:55:36Z")\
**Posts on this page:** 1\
**Showing post:** 13

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**Author:** ![Bluemkn57cars](https://leasehackr.b-cdn.net/letter_avatar/bluemkn57cars/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bluemkn57cars](https://forum.leasehackr.com/u/Bluemkn57cars)\
**Post date:** [May 4, 2023, 1:43am UTC](https://forum.leasehackr.com/t/bmw-x5-discussion-my-2024-loaners/480209/13 "2023-05-04T01:43:23Z")

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> [@2024 BMW X5 xdrive40i](https://forum.leasehackr.com/t/2024-bmw-x5-xdrive40i/480199/6):
>
> MSRP $97,375  
> $90,558.75 (7% off msrp)  
> 36 months  
> 15,000 miles

If you drive that much a year, why not finance either a brand new 40i or a pre-owned M50i?

> [@2024 BMW X5 xdrive40i](https://forum.leasehackr.com/t/2024-bmw-x5-xdrive40i/480199/6):
>
> only money due at signing is 1st month $1564.21

That’s a lot of money for this car, IMO.

> [@Working on a 2023 x5 m50i lease. how am i doing?](https://forum.leasehackr.com/t/working-on-a-2023-x5-m50i-lease-how-am-i-doing/467141/5):
>
> well its 525hp twin turbo v8.

If you are looking for power, why not a Porsche Cayenne GTS? Go test drive one, if you can.

> [@Working on a 2023 x5 m50i lease. how am i doing?](https://forum.leasehackr.com/t/working-on-a-2023-x5-m50i-lease-how-am-i-doing/467141/10):
>
> i was going to trade plus cash a x3m but at 9% interest it makes no sense.

Any credit unions near you? Check out this LH resource. Shout out to Hershey.

> [@The Best Finance Rates & Hacks! Submit your CU recommendations!](https://forum.leasehackr.com/t/the-best-finance-rates-hacks-submit-your-cu-recommendations/419036):
>
> Sometimes it can be better to finance a car rather than lease it! Some of the reasons this may be true include: Federal EV credit - some lease originators may not pass the full Federal EV credit or state credits. Through financing or balloon loans (another type of financing, you can take advantage of these credits if you have the tax liability) High Lease Money Factor - some lease originators have a very high money factor, higher than what it would cost to lend from another bank! Combined …

> [@Working on a 2023 x5 m50i lease. how am i doing?](https://forum.leasehackr.com/t/working-on-a-2023-x5-m50i-lease-how-am-i-doing/467141/10):
>
> this is precisely a want not need. i make six figures and live in the middle of nowhere oklahoma. living expenses are $800 a month lol.

At the end of the day, do you. If you can afford the monthly payment, insurance costs, gas, new tires (at some point), then who are we to tell you not to go for it.

It is your money.

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