BMW Loyalty - Fiancée owns a BMW not going on new lease

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1

Quick question about BMW loyalty. My Fiance and I live together but maintain individual addresses. She owns a BMW x5 and I am hoping to lease a 540xi. She will not be going on the new lease as we need to maintain certain DTI ratios for a commercial building she is planning to purchase.

If I register the car to her address will I qualify for the loyalty incentive? I know many other OEMs just require the address on registrations to match as “household” is the main qualification.

Thanks in advance!

2

Not sure if it matters but we share insurance policy on both of our cars.

3

Is the policy on her address and her as main driver? Check with sales manager if proof of insurance qualifies for loyalty.

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4

Yes to both.

Residency is a bit complicated as we are a blended family who will be selling two houses next fall when our new construction is done being built.

I have a call into the dealership to see if Proof of Insurance would be sufficient. TY

5

I’d be more worried about this part. Regardless of registration, insurance companies require you to list the location of where you’ll be primarily keeping the car. You don’t want to risk having a claim denied.

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6

Have Fiancée cosign the lease, problem solved.

7

Totally agree and planned for. We are both listed on each policy.

My car, my address, her as additional insured.
Her car, her address, me as additional insured.

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8

DTI problem of new commercial purchase, they can’t stick the loan on her personal credit report.