BMW I5 Xdrive with M package - 11K miles in one year. Return it or buy it or transfer the lease?

Ask the Hackrs
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1

I pay $738 (all incl) per month for 36/10K lease. I am almost done with Year 1. It is 2025 BMW I5 Xdrive with M package. BMW app shows ~$56K payoff.

Question:

1- Should I look for lease transfer option

OR

2- Buyout lease with a car loan (expecting loan rates to go down)

What do you all suggest ?

2

I dont get this. How is it harming you to complete the lease ? 1k over a year is $230 charge. What am I missing ?

3

I am looking to get out of EV and into a hybrid SUV.

4

You need to do a lease transfer, it’s the only way to get out economically. Do not consider buying out the lease. You might have to offer a few thousand incentive to get out of the lease, but if you buyout and resell you’ll certainly lose a lot more.

Luckily BMW Financial Services is very experienced at helping you with your lease transfer once you find someone, so it’s pretty painless in that regard.

5

If you’re looking to transfer I am open to taking over with a 2k incentive.