So I visited local BMW dealerships and sent some emails few other dealerships as well.
So far, this was best deal I got.
Discount : 9.8%
Incentives: $2750(Lotalty + lease credit)
MF: dont know but I think its 0.00099 since my credit score is over 750
++ some doc, taxable, non-taxable fees
Monthly: $561(inc. tax)
I asked for better discount rate. which was 12%
But they would never go with this discount rate.
Since there are low stocks on cars due to this COVID situation.
Also, Are international students treated in different leasing program?
one of the dealerships raised MF since I am an international student and asked me to submit additional documents and they told me that they cant give more discount since I am an international student.