Is this a new car? On the surface, you’re getting a decent discount, 15% pre-incentives. Are there other incentives you qualify for? Do you know what the $2750 consists of?
MF is fully marked up, but that’s probably to make up for the discount given. It’s not a bad deal, and MSD’s will get it down lower. Also, if they can break down the fees, it will give you better clarity. Oh, and they need to take off the Phantom footprint.
To the OP: residual applies to MSRP. I’d check the MF w/ Edmunds b/c I doubt there’s more room for pre-rebate discount. As @Kctham18 (strongly) consider MSDs, if you can afford it.
No one can answer the question about waiting for a 2021 b/c none of us know what the world will be like a few wks from now, let alone a few months. Your deal isn’t a unicorn, but you’re not being ripped off, either.
If you’re looking at a 43k bmw, you should be able to easily afford MSDs if you’re house of cards is in order, they function as a a double digit annual roi investment, better than a savings account or a money market account, hands down.
I’m calling in @BMW_Dave at Murietta, he’ll be able to help, highly recommended.
Don’t payment shop. Take the time to understand why the deals you have seen are that price and apply the fundamentals to the lease programs you qualify for to see what your cost should be. It’s useless targeting others’ payments unless you know all the details are the same.
Ask for 16-17% based on this mileage. If they are marking up the MF, ask for 1-2% more discount.
5.OL codes are specific to person. Usually events happen last weekend of the month or the long weekend, so you may get it this or next weekend.