The $20k number is within reach but it will take some legwork though.
Also keep in mind that many people that get discounts like that do not advertise the deal as such on the Ram HD forums at the dealer’s request, unlike it is here in most cases. That request should be honored if you want a shot to ever buy from that dealer again.
An earlier 2500 I bought was right around $25k off with all discounts and incentives and the current 3500 Limited I have now was closer to $30k off when it was all said and done. Both of those deals were several months in the making and required some heavy lifting.
OP - work the dealers via email all over California and you will find $25K off on the right unit but your hopes of a 2026 may be unlikely until later
this year.