Bankruptcy & credit tiers (highish score) -- confusion?

[AA-NJ]

Here’s my writeup on how this works, specifically for Hyundai.

Historical 2020 Hyundai Deals - ANDY's Deprecated Old Thread ==> See my new thread for 2021 Deals!

I really don’t want to be quoted saying “a specific credit score qualifies you for a specific credit tier”. Every bank has their own algorithm, and every individual’s situation around why they have their score is different. Your income, debt-to-income, open loans, payment history, history with Hyundai itself, and more… are weighed by the bank. In my opinion, Hyundai Motor Finance exists to get more Hyundais on the road, and really wants to see you approved. This isn’t BMW Financial… the standar…