Apply for house mortgage during car lease

[jeisensc]

@leakhash

Do lease and loan have smilar effects here? Is a lease also considered a “credit account”?

Yes

@leakhash

Do they pull my credit even for lease transfer?

Yes

@leakhash

Would one or two pulls matter if I’ve some headroom over the borderline of excellent score (let’s say 740).

You should still be fine.

You should check out The Credit Thread

The Credit Thread

Every month there is at least a handful of posts here that include erroneous perceptions, opinions or information about credit. This thread is intended to address questions and facilitate discussion about credit reporting, credit scoring, and any other general credit-related matters. All credit questions, and all informed opinions and answers, are welcome. To get the thread started, here are a couple of items that come up on LH from time to time. How does my income impact my credit score? I…

What the others said about DTI