Just to piggyback off of @jamiemose, you can follow this thread below, however, there have been no documented cases of what you are asking. Like she said, you need to call your captive. What you are asking, however, is for a waiver of a payment vs a deferral. These are two completely separate things. I would not anticipate banks just forgiving payments at the moment, even the final 3, as there is no incentive for them to do so.