After A LOT of legwork and emailingl as many as 20 dealers I’ve found what I think to be a great deal, however it’s out of sate about a 5 hour drive back to NYC. Looking for input from the fellow hackers before I buy a plane tickers and fly to sign the deal.
2019 Volvo S60 T6 R-design.
Sale Price: 44160 (24% off MSRP)
MF: 0.0006 (No MSDs)
Sales tax where I live: 8.875
The car is not a loaner. It has 60 miles on it.
I’m being offered the following deal.
$436/month with taxes included
Due at signing: $ 436 (1st Month)
$ 995 (Acquisition/Bank fee)
$ 899 (Processing fee)
Total due at signing $ 2330
I’ve paid DMV fees and such before but never a processing fee and never this much but I think the overall deal with the ammount off MSRP is good.
So the dealer and me are off about 18 bucks per month on the monthly payment…as pointed out above it should be around 418. His is 436. This is what he provided me as his numbers. Can anyone figure out where the disconnect may be?
First he told me the difference is that he may be taxing the 899 processing and 995 aquisition fee but clearly that cant be it as with my state’s tax rate that comes out to about $4.66 a month…not 18 difference in monthly.