I need to know if I’m missing something in trying to figure out lease. I’m in GA. Looking at cars that the price is $32,000. 1% rule would mean I should be looking at a $320/m payment before tax. In GA it’s illegal to charge admin, doc, or acquisition fee outside of the advertised price of the car. The only thing that can be tacked on is govt fees.
When I use leasehacker calculator with correct MF, residual, months, and miles. Down payment $2000. 6.6% tax I’m getting a number around $324 with TAVT tax paid at signing.
I have been to 6 dealerships and I can’t get the numbers lower than $435/m.
Why are our numbers so vastly different?
Is this something a broker would be able to do that I cannot do?