Acura MDX what do you think?

numbers received on a 2017 MDX Base in NJ…what do you think?
36 months
10k per year
First payment due plus grad rebate

$480 monthly TAX included in payment
Sale price $40,958
MSRP $47,025
Money factor .00028
Residual .56% for 10k

I got a $449 per month payment on a 36/12k deal. $1000.00 out the door so I would say you have more room to get that monthly down.