The stated MF lines up, as does the Residual Value. Is the Calculator not added the fees (capitalized?) to the cap cost and thus the delta? Is selecting “pay fees upfront” a mistake?
PS - My focus was to get the initial quote to align, and then I would ask for the 10 MSD’s and to apply my $500 A Plan pin. I also get $3,500 through the MA MOR-EV program.
At a quick glance, your calc shows $2,690 DAS, the sheet shows $515.
If you uncheck the options to pay things like dealer fees, govt charges etc upfront your calc will be much closer. These changes alone would get you to something like 515/month with 845 DAS.
in the real world, I am paying those fees upfront right? Why would I not check those to mirror the real financial situation? I’ve always done that in the past for leases.
No, I’m not set on this vehicle. I was looking forward to having my last lease payment ($570) forgiven and sticking with Volvo; however, I am also looking at the 27 Bolt (leasing program sucks) and the 25 Mach-Es (incentives seem decent). I just recently saw how crazy the incentives are for 2025 KIA EV6’s for the few that remain out there…
My goal was to get under $500 a month, as that’s less than what I pay for today, and seems to be a reasonable goal given the other programs I see out there. Would love any feedback or suggestions otherwise.
Fees are all capped, not paid upfront. Also, the 5000 CCR is an untaxed incentive according to the WS.
EDIT: You’re chasing after the dealer’s numbers and allowing them to control the deal. It’s best to create your own one-page lease proposal. Below is a document that you might find helpful…
If you’re flexible, there are other EVs that seem to be leasing better and provide overall better value IMO, in the form of bigger size or improved range if those things are important to you e.g. prologue or optiq.
Would you mind PMing me the specifics for reference, specifically as to where your adjusted MSRP got to after a true dealer discount? Thanks for sharing!
Thanks for your advice, but if you can further coach me - when (in reality) would one pay Dealer, Registration, and Other Fees if not when sitting in the dealership prior to driving off?
How the total lease cost is split up between what’s paid upfront and what’s paid monthly is just a cost allocation decision that gets made (by you) when the rest of the deal has been put together.
You don’t have to pay anything up front if you don’t want to.
There are pros and cons to paying some of the costs upfront.
