Looking at a 2025 Hyundai Palisade XRT FWD with a MSRP of 45K. The selling price is 39K. I was quoted these numbers for a 36 mo /12K mile - 2800 down (additional taxes + registration) and 400/mo + taxes. I got a MF of 0.00121 and residual of 32K from dealer, based on these numbers the above monthly payment doesn’t make sense. The salesman in a Kid and this is his first job and its not been easy to make him understand that I was getting 385 / Mo based on the MF and residual provided . What would a good deal considering I don’t want to put any money down and that would put me at $77 more / mo.
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