# 2025 BMW XM - $160,500 MSRP - $1244/month pre-tax - 24 months left ~7k miles left - Lease ending 09/20/2028

**URL:** <https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855>\
**Category:** Private Transfers\
**Tags:** ca, suv, bmw\
**Created:** [September 28, 2026, 7:10pm UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855 "2026-09-28T19:10:26Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![user563](https://leasehackr.b-cdn.net/letter_avatar/user563/32/5_5575768a8748004e209b776fc1b2916d.png) [@user563](https://forum.leasehackr.com/u/user563)\
**Post date:** [September 28, 2026, 7:10pm UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855/1 "2026-09-28T19:10:26Z")

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Year, Make, Model, and Trim: 2025 BMW XM  
Location: Los Angeles, CA

MSRP: $160,500  
Monthly payment (pre-tax): $1,244  
Effective monthly payment (if incentive is provided):

Current mileage: 18,325  
Maturity mileage: 22,500  
Effective miles per month: 174  
Maturity date: 09/20/2028

MSD due (if any):  
Cash due (if any):  
Incentive for new lessee (if any):

Financial institution: BMWFS  
Transfer fee: $500  
Out-of-state transfer allowed (yes/no):

Vehicle condition (accidents, tire wear, etc.), options, and other details: The vehicle is in pristine condition. The tires were changed recently. More so, the vehicle has ceramic tints all around. This vehicle is a demo vehicle, and I bought the car when it had approximately 3k miles. Therefore, there is approximately 7k miles left.

Photos:

 ![Photo Sep 26 2025, 8 16 36 PM](https://leasehackr-assets.b-cdn.net/original/4X/f/4/d/f4da12e3cc520095586e4e52ab99627e908ceea2.jpeg)

 ![Photo Sep 26 2025, 8 16 27 PM](https://leasehackr-assets.b-cdn.net/original/4X/e/1/6/e16f11b1b11c5d6f0a04d32bb7096a55d016af0f.jpeg)

 ![Photo Sep 26 2025, 8 16 20 PM](https://leasehackr-assets.b-cdn.net/original/4X/f/8/9/f8948a857d4ddb1062361c81f05ad6c9bc6db358.jpeg)

 ![Photo Sep 28 2026, 12 00 46 PM](https://leasehackr-assets.b-cdn.net/original/4X/6/9/7/697d23229c6650bc0850e22619e05f62f40f16c6.jpeg)

 ![Photo Sep 26 2025, 8 17 06 PM](https://leasehackr-assets.b-cdn.net/original/4X/9/d/d/9dde462996a4d54dfde628b0731f12b776ef6969.jpeg)

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**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\
**Post date:** [September 28, 2026, 7:52pm UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855/2 "2026-09-28T19:52:01Z")

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> [@user563](#):
>
> This vehicle is a demo vehicle, and I bought the car when it had approximately 3k miles. Therefore, there is approximately 7k miles left.

Check your contract or on your app. If the car had the 3k miles already when you leased it and signed up for 7.5k mile per year lease, your total allowance till maturity should be 25,500 miles.

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**Author:** ![JosephJostar](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/josephjostar/32/251598_2.png) [@JosephJostar](https://forum.leasehackr.com/u/JosephJostar)\
**Post date:** [September 28, 2026, 8:57pm UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855/3 "2026-09-28T20:57:10Z")

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Correct. That’s not how lease works.

Your allowance miles should be stacked on top of loaner miles. Mileage counter only starts at the moment of delivery.

Check your contract again.

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**Author:** ![305Hackr](https://leasehackr.b-cdn.net/letter_avatar/305hackr/32/5_5575768a8748004e209b776fc1b2916d.png) [@305Hackr](https://forum.leasehackr.com/u/305Hackr)\
**Post date:** [September 28, 2026, 10:03pm UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855/4 "2026-09-28T22:03:07Z")

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over $4 per mile, at least you don’t have to pay for gas!

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**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\
**Post date:** [September 29, 2026, 3:25am UTC](https://forum.leasehackr.com/t/2025-bmw-xm-160-500-msrp-1244-month-pre-tax-24-months-left-7k-miles-left-lease-ending-09-20-2028/783855/5 "2026-09-29T03:25:35Z")

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Its actually not too bad of a deal as its 0 das. If you put in $2800 bucks, gets you 10k miles which means a total of 20k miles for 24 months. Just may not sell here but SAL maybe.
