2025 BMW X5 Finance Rate Bumped By 1 Point

@ 2.99, finance it, it’s better than the lease buy rate.

Is it still better at 3.99?

You get another $1,000 for financing over leasing.

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About the same but more money on the hood to finance.

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Thank you for the help

Finally got it done. 10.5% with 2.99% APR plus the 2k in rebates. No protection package or anything like that in the last deal. This car has almost all of the options too. I spent hours on the phone getting this one done, definitely will not be able to replicate. This was like pulling teeth out, getting this deal done.

Thank you @max_g @IAC @Ashleigh I would have ended up leasing this if you didn’t mention anything and I probably would have given up my search. And thanks to @ApexHunt for answering my original question, you saved me 1% on the finance rate

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BMW of Catonsville is sitting on 14 X5s as of tonight. I think they would want to move them by next week. A co-worker just negotiated a 10% discount and base rate financing earlier this month.

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