I currently doing significantly more than 3.3% off MSRP in Socal on ID.4s on the Pro S if youd like a quote.
Buy rate is 0.00364 this month on top tier credit, basically every EV lease that passes the rebate has a high money factor this month, it is what it is.
They are quoting you at 5k down to make the payment look more appealing, you can do however much down and the payment will adjust accordingly