When I clicked on the calculator and tried entering some values: https://calculator.autocompanion.com/?acq_fee=695&acq_upfront=true&acq_waiver=false&dealer_fee=500&dealer_fee_upfront=true&disp_fee=395&gov_fee=500&gov_fee_upfront=true&make=Nissan&msrp=40630&sales_price=37990&tax_method=monthly&vehicle=430390
DAS: $2,037.56
$383.90 effective monthly