Based on your description, I’m assuming the actual monthly payment is not $865, instead it is the effective monthly after a $3k cash incentive. You should clearly lay out the actual payment, cash incentive, and the effective payment.
@nextlevelautobrokers according to his spreadsheet. But you’re doing $814 with MSDs. That’s still cheaper than OP’s. And even if it’s similar, it doesn’t make sense to do a leasetransfer if you can get a “newer” car for the same price. There’s also that loaner 840i that another broker listed.
So this deal, after his incentive is effectively 865/mo + tax with $500 DAS
Is you use Next Level’s deal with the same MSRP as the OP’s car (which isn’t fair to OP anyway since this is a 2022 and has a lower base MSRP, almost 4k lower) at 5% off, you get 902/mo + tax with 902 DAS.
Also, if we’re being really fair to the OP, you can’t order an M440i xDrive Coupe for that MSRP now, a new one with the same options would be $67,070, so you’d actually be comparing $939/mo + tax with $939 DAS to $865/mo + tax with $500 DAS. So now we’re talking a $74/mo difference before DAS.
I know the community loves tearing apart lease transfer threads, but in this case I think OP really is incentivizing it down to a price where it is in line with or better than the market.