2022 Audi Q7 55 Premium Plus - Deal Check

[Bluemkn57cars]

@iwantanaudi

Audi dealer is washing me out of last month payment and a scratch on the hood.

I hope you are aware that Audi normally offers a 3 months pull ahead program if you lease or finance a new Audi. What will it cost you to fix the scratch?

@iwantanaudi

My car is a 2019 model even though I bought it early 2020 so it looks like a 4 year old car on paper

One more reason I would not recommend buying it out.

@iwantanaudi

4.99% is lowest I’ve found for 72 mo (including my local credit union) so payments would be about the same.

Check out this thread for credit unions offering decent rates on new and used cars.

The Best Finance Rates & Hacks! Submit your CU recommendations!

Sometimes it can be better to finance a car rather than lease it! Some of the reasons this may be true include: Federal EV credit - some lease originators may not pass the full Federal EV credit or state credits. Through financing or balloon loans (another type of financing, you can take advantage of these credits if you have the tax liability) High Lease Money Factor - some lease originators have a very high money factor, higher than what it would cost to lend from another bank! Combined …