2020 XC90 T6 Momentum - 6 Seater

Need some expert help here.
Looking at a 2020 XC90 T6 Momentum
12/36 lease.
MSRP $63,905;
selling $56,659.75
MF .00196 (perfect credit), 60% residual
cap reduction includes $3,195.25 dealer discount, Coscto $1,250 and $3,300 Volvo lease incentive
$939.32 drive off (still trying to determine what that includes)

Monthly payment of $777 w/ 9% tax

Lease Hacker score of 7.4

Very poor deal. Discount is super low and the mf looks marked up.