What do ya’ll think? 2020 Volvo XC40 R-Design. Options: Paint, Polestar, overpriced floor mats, Harman Kardon audio, 20" rims, heated seats/steering wheel. MSRP: $47,050, sale price $41,565.
You need to separate out the dealer discount from incentives you qualify for as it seems like your 11% discount includes incentives.
If that’s the case, you’ll need to push for a bit more dealer discount off MSRP.
$499 a month is XC60-90 territory.