2020 Volvo S60 T5 FWD - Good Deal?

Worth noting that Edmunds is stating the Money Factor for this T5 MOM is .00086, compared to the dealer at .00129 – but Edmunds is stating a residual of 53%

for 12k or for 15k? 53% would be right for 15k if it’s 55% at 12k.

Other than that, your discount is really low, particularly with a mf marked up that much. There should be a lot of room here.

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Both for 12K…
Should I shoot for like 12% off? $36,000

Also looking at another dealer with a higher-spec version for $42,495… Will see if I can get a similar 12% discount.

That’s a good place to start, depending on market. 10-12% at buy rate mf isn’t a bad range to land in.

No. Edmunds generally provides RV for 15k, as in your case. You add 3% for 10k and 2% for 12k