Long time lurker, I had dreams of an M3 comp. after seeing some posts, but it isn’t in my cards. Now I’m here mostly for the photos, haha.
I’ll start by saying this dealership, and the 3 other Toyota dealerships in the area, will not use an outside bank.
Quick info:
Tacoma TRD Off-road
41,218 MSRP
36/12k
$354/mo, first month DAS
Second, the deals I read are all in North, some in the west coast, and definitely you folks in Texas are living large. I am in the South East and haven’t seen any in this area. The lease payments I’m seeing on the forum for Tacomas (offroads) range in the 230’s and up, but I understand it changed month to month.
Anyways, I was hoping to get feedback on this 36/12k lease. According to them, this region for Toyota only does 36 month/12k leases. Not a big deal to me, but I would have liked to do a 10k.
My assumption is this deal is not good: their discount on MSRP is nice (12.6%) but the MF (.00235) looks really high. Does anyone have experience with a dealer/broker in SC? I don’t really want to ship.
I thought about that but shipping would be around $700, his fee $500.
That $1200/24 months is $50 a month. So now looking at his posts, assuming $295 with tax payment is actually $345/mo.
Is it fair to do the math like that? Or am I over simplifying it?
If I had the Tacoma TRD Off-Road, I could have done around $365 in Texas, but tax in Texas is incredibly larger than tax in South Carolina. I don’t know MF for SETF, but MF in GST is .00197.
The dealer (last night) said it was 0.00235. I was there for an ~hour total. The others I reached out to through Edmunds also had a high MF. Waiting to hear back from two others.
Hey willy! I added the rates, residuals & MSD for you. Comment was flagged because we had to register. Just wanted to make sure you saw them. If not I can resend them to you
Double Cab TRD off Road:
0 MSD - Base Residual 73% 12k 2% Adjustment = 75% Residual. MF (0.00215)
You can go up to 9 MSD at $500 Each
9 MSD - RESIDUAL SAME MF (0.00183)
We can try to work a deal on your behalf at the Toyota dealership there but it might be better off us shipping from NY. We can get it shipped with our wholesale account for about $300 but only $75 Doc fee. Usually dealers over there charge a lot more. Might come out better for you
Ah sorry you are right Jon I believe I would have to run it through my NJ dealer if you are going to use MSD. NY doesn’t allow it. Might be different in if the customer isn’t in NY would have to double check. Either way I could still get it done. Thanks for the catch @Jon