Any thoughts on how to improve this lease or find better? Is this due to them using TFS? was told they won’t do Ally/US bank for some reason?
Model/trim: 2020 Tacoma access cab sport w/ premium package
Edmunds real price: $35,914
Dealer price with incentives: $34,625
Residual: 69% / $26,860
Lease term: 36 months / 12k miles
Lease total amount without tax: $7,765
Tax (located in Chicago) 8.7%: $689.14
Bank: TFS (was told they don’t use Ally/US bank) - anyone care to explain?
Pre-tax, fees, etc monthly: $324/month
Zero drive off monthly: $382/month inclusive of tax, fees, etc
Leasehackr score: 9.6 years
Lease calculator details link: https://tinyurl.com/yxyym5kc
Not sure if I am doing tax right. Think I understand the rest though after reading the great amount of information on here.