# 2020 panamera gts vs amg gt63 advice/guidance please! **URL:** \ **Category:** Ask the Hackrs\ **Tags:** sedan, va, mercedes-benz, md, porsche, dc\ **Created:** [December 30, 2020, 1:32am UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356 "2020-12-30T01:32:39Z")\ **Posts on this page:** 20\ **Page:** 4
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [December 30, 2020, 3:21pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/61 "2020-12-30T15:21:06Z")
Spare me… 60 replies in and we don’t have a single intelligent discussion of the numbers. “Dealer quoted me 5k down and 2k a month” There are literally 6-7 numbers needed to dissect any lease deal… OP is apparently too lazy to provide any. ---
**Author:** ![AutoCompanion](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/autocompanion/32/90583_2.png) [@AutoCompanion](https://forum.leasehackr.com/u/AutoCompanion)\ **Post date:** [December 30, 2020, 3:22pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/62 "2020-12-30T15:22:40Z")
Huracan thread repeat! ---
**Author:** ![anon27376261](https://leasehackr.b-cdn.net/letter_avatar/anon27376261/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon27376261](https://forum.leasehackr.com/u/anon27376261)\ **Post date:** [December 30, 2020, 3:32pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/63 "2020-12-30T15:32:56Z")
Your first statement is partially wrong. I get people making 3-400k a year regularly messaging me with credit scores below 650…I have also seen those with great credit get denied for DTI issues. These are major factors when chasing a higher than normal asset of any kind. So addressing the obvious outside of I can afford $2000 or $2200 means nothing, in the big picture. We can’t tell if MF is jacked up due to dealer or credit issues, this is why to properly assess a deal we need all details and some transparency. ---
**Author:** ![Anhelenuk1](https://leasehackr.b-cdn.net/letter_avatar/anhelenuk1/32/5_5575768a8748004e209b776fc1b2916d.png) [@Anhelenuk1](https://forum.leasehackr.com/u/Anhelenuk1)\ **Post date:** [December 30, 2020, 4:35pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/64 "2020-12-30T16:35:20Z")
You don’t seem to be interested in doing some reading and research that’s why I’m sure it’s not a problem for you to pay higher price then possible with some leg work. ---
**Author:** ![paranoidgarliclover](https://leasehackr.b-cdn.net/letter_avatar/paranoidgarliclover/32/5_5575768a8748004e209b776fc1b2916d.png) [@paranoidgarliclover](https://forum.leasehackr.com/u/paranoidgarliclover)\ **Post date:** [December 30, 2020, 4:41pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/65 "2020-12-30T16:41:36Z")
> [@nullak](#): > > Make sure to let them know how serious and willing you are to sign which should help them do the best they can for you on lowering the price This is a contradictory statement. If someone is “serious and willing… to sign,” then why, as the dealer, would I want to put any effort into making less money for myself? As discretionary income increases, absolute deltas in cost of a good are presumably less of a burden. If someone wants to spend $2K/mo on a totally non-essential purchase, again, as a dealer, I would kind of roll my eyes if they balked at paying an extra $200/mo. ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [December 30, 2020, 4:44pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/66 "2020-12-30T16:44:21Z")
> [@nullak](#): > > or asking him about his credit score or income has anything to do with his question. Either answer his questio We recently had a similar post go on, and on, and the OP couldn’t qualify. If so, it belongs in the Off Ramp, at best. > [@Qbrozen](#): > > > [@jeisensc](#): > > > > a brand that frankly doesn’t want to lease you a car, they want you to stroke a check. > > And miss out on all that rent charge? I find that hard to believe. This is why VWAG is an AG: VW and Audi financial make plenty on the back, Porsche doesn’t have to. Of course if you’re qualified, they will let you (without any manufacturer buy-down of rate), but PFS is not the enabler to move-metal that AFS/VWFS are. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [December 30, 2020, 4:45pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/67 "2020-12-30T16:45:27Z")
> [@paranoidgarliclover](#): > > This is a contradictory statement. If someone is “serious and willing… to sign,” then why, as the dealer, would I want to put any effort into making less money for myself? I agree/disagree here. Letting the dealer know you’re serious and ready to act immediately cuts through some of the bullshit, but more so when you’re trying to get them to come to your numbers rather than hoping they’ll give you better numbers. ---
**Author:** ![chaoz90](https://leasehackr.b-cdn.net/letter_avatar/chaoz90/32/5_5575768a8748004e209b776fc1b2916d.png) [@chaoz90](https://forum.leasehackr.com/u/chaoz90)\ **Post date:** [December 30, 2020, 4:48pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/68 "2020-12-30T16:48:14Z")
Porsche is not a fan of 0 down. ---
**Author:** ![Bmworporsche](https://leasehackr.b-cdn.net/letter_avatar/bmworporsche/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bmworporsche](https://forum.leasehackr.com/u/Bmworporsche)\ **Post date:** [December 30, 2020, 4:50pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/69 "2020-12-30T16:50:35Z")
@anon27376261@jeisensc you guys are going to get me slayed on here. Because i’ve read many threads in which someone talks about their income and people troll the sh\*t out of them for being successful. Not sure why, human nature maybe? I make good $$ relative to the $3-400k you referenced (not going to say how much obviously) and my credit-score is well over 700. I dont have any derogatory credit issues nor any student loans. Hope that helps ---
**Author:** ![Bmworporsche](https://leasehackr.b-cdn.net/letter_avatar/bmworporsche/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bmworporsche](https://forum.leasehackr.com/u/Bmworporsche)\ **Post date:** [December 30, 2020, 4:51pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/70 "2020-12-30T16:51:41Z")
Funny to be called lazy by someone who didnt have the thumb strength to scroll up and read the two quotes i posted for The amg and the panny 😂 ---
**Author:** ![sharksfan15](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sharksfan15/32/104097_2.png) [@sharksfan15](https://forum.leasehackr.com/u/sharksfan15)\ **Post date:** [December 30, 2020, 4:53pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/71 "2020-12-30T16:53:58Z")
> [@anon27376261](#): > > our first statement is partially wrong. I get people making 3-400k a year regularly messaging me with credit scores below 650…I I was at a Lexus dealership once and saw a lot of commotion. Salesman said they are trying to approve a hall of fame football player with a 650 score. ---
**Author:** ![paranoidgarliclover](https://leasehackr.b-cdn.net/letter_avatar/paranoidgarliclover/32/5_5575768a8748004e209b776fc1b2916d.png) [@paranoidgarliclover](https://forum.leasehackr.com/u/paranoidgarliclover)\ **Post date:** [December 30, 2020, 4:54pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/72 "2020-12-30T16:54:49Z")
> [@mllcb42](#): > > ce What does CE mean? If it means “agree,” I agree w/ your point. ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [December 30, 2020, 4:55pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/73 "2020-12-30T16:55:35Z")
> [@Bmworporsche](#): > > @JD81 @jeisensc you guys are going to get me slayed on here. Because i’ve read many threads in which someone talks about their income and people troll the sh\*t out of them for being successful. Not sure why, human nature maybe? I was pretty clear about what i was relevant and that didn’t need to be shared. What about prior auto loan/lease? European lux? Exotic. I don’t care what you do/make per year, none of my business. If this is your first lease, you can make $1M/yr the past 10 but not qualify. ---
**Author:** ![Bmworporsche](https://leasehackr.b-cdn.net/letter_avatar/bmworporsche/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bmworporsche](https://forum.leasehackr.com/u/Bmworporsche)\ **Post date:** [December 30, 2020, 4:55pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/74 "2020-12-30T16:55:56Z")
Thanks for that insight, much appreciated! I was thinking along similar lines and i dont believe i can get a panny turbo in my budget. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [December 30, 2020, 4:56pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/75 "2020-12-30T16:56:09Z")
Ce means my phone being weird. Come is the word I was trying to type ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [December 30, 2020, 4:57pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/76 "2020-12-30T16:57:29Z")
Congratulations, you managed to beg for and attain quote(s) which you copy/pasted. Bravo. Bet you need an ice bath after all that exertion. Still no signs of any intelligent discussion about the numbers coming from you… This thread will be closed when it’s wasted enough of everyone’s time. I bet there won’t be any sign you’ve learned anything about leasehacking by then. Prove me wrong. ---
**Author:** ![Bmworporsche](https://leasehackr.b-cdn.net/letter_avatar/bmworporsche/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bmworporsche](https://forum.leasehackr.com/u/Bmworporsche)\ **Post date:** [December 30, 2020, 4:58pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/77 "2020-12-30T16:58:28Z")
I’ve leased BMWs and MBs and my brother is in a cayman lease currently thru our firm which we’re both partners in. ---
**Author:** ![Bmworporsche](https://leasehackr.b-cdn.net/letter_avatar/bmworporsche/32/5_5575768a8748004e209b776fc1b2916d.png) [@Bmworporsche](https://forum.leasehackr.com/u/Bmworporsche)\ **Post date:** [December 30, 2020, 5:01pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/78 "2020-12-30T17:01:02Z")
Not here to prove anything nor am i here to compete with you. You may be the best leasehackr on the planet. Maybe that’s why i posted here. I’m not a leasehackr but obviously looking to get an opinion or two. I can tell you though that i’m good at what i do and it’s not leasehacking. Would you want to challenge me in my line of business? I never claimed to be an expert at negotiating leases which is what brought me here in the first place. ---
**Author:** ![Qbrozen](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/qbrozen/32/40846_2.png) [@Qbrozen](https://forum.leasehackr.com/u/Qbrozen)\ **Post date:** [December 30, 2020, 5:07pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/79 "2020-12-30T17:07:08Z")
> [@jeisensc](#): > > This is why VWAG is an AG: VW and Audi financial make plenty on the back, Porsche doesn’t have to. Sorry, not sure what you mean. Every dealership gets kickback on the financing/leasing, AFAIK. Someone paying cash is less money for the dealership and F&I rep than someone paying the same amount through finance or lease. ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [December 30, 2020, 5:07pm UTC](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356/80 "2020-12-30T17:07:17Z")
> [@Bmworporsche](#): > > I’ve leased BMWs and MBs Then I’m not as concerned. But when all you shared was > [@Bmworporsche](#): > > i’m still a bit of a noob And haven’t structured your own lease, it reads like “I’ve never leased”, which is back to why I said you were missing the most important point. [Previous page](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356.md?page=3) [Next page](https://forum.leasehackr.com/t/2020-panamera-gts-vs-amg-gt63-advice-guidance-please/323356.md?page=5)