Broker also offered 39 months as well. I am going to do one of the deals, just trying to figure out which one is “less” stupid.
In the case of MSDs, is it always necessary to put them down or on preference if you would rather keep the extra cash and pay a little more?
Rarely are MSDs necessary, unless it’s a weird credit qualifying situation.
We generally opt to use them because it’s a great way to save a significant amount of money over the life of the lease.
I you want to compare deals, get the deals for the same terms so you can actually compare them.