2020 Infiniti Q50 Red Sport - 39m/12k @ $511 w first month and 9 MSDs upfront

Calculator link:

I rolled everything except first month and MSDs into the cap, but the calculator doesn’t have options to make that show so I put it into purchase price.

Signing the paperwork now…

Aren’t there a ton of incentives on this car? If they got rolled into the discount, then I would think about going back to the drawing board.

MSRP $59,880.00
Pre-incentive Discount $5,290.00
Pre-incentive Disc % 9%
Dealer Cash $5,000.00
Customer Cash $2,500.00
Dealer / Doc Fee $895.00
Sales Tax $237.65
Non-tax Fees $167.35
Acquisition $700.00
$2,000.00
Cap Cost $49,090.00
Adjusted Cap Cost $49,090.00
Monthly Rent $460.32
Monthly Finance $17.65
Monthly Tax (7%) $33.46
First PMT @ Signing $511.43

9% on an Infiniti? That is really low.

Even KBB shows 12.5% (average) before incentives for discount. Where did you come up with these numbers?

I would not sign and figure out a deal that makes sense before contacting dealers.

If you go to the Edmunds forums you will see there are also $6500 in incentives on this car, which are on top of whatever dealer discount you get (which according to KBB should easily be above 12.5%).

Should have came here, left the dealership before impulse buying and falling in love with the car and then hit them back with an aggressive offer. I think around 14% is doable. I helped a friend achieve that.

For this money, another $60 bux you could be in a base m340i Xdrive…

I hope you changed your mind at the last second and didn’t sign the paperwork.