2020 F150 XLT any help would be appreciated

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2020 Ford F-150 XLT
MSRP: $ 53555
Cap Cost: $ 49,248
Monthly Payment: $484.54
Drive-Off Amount: $ 500.00
Months: 36
Annual Mileage: 12,000
MF: Still waiting ( rent charge on contract is 2571.71)
Residual: $ 31,572.80
Incentives: $ 4906.96
Region: Pa
Leasehackr Score:
Leasehackr Calculator Link:

Edmunds KBB and True car show the fair market price being closer to $ 46,000.
I’m asking for the money factor. My last lease was about the same truck but my rent change was 900 dollars less so I think that might be inflated

Anything else look off on this contract? Any help would be appreciated

Moved to the correct sub.

Waiting for who, the dealer? You need to go ask on Edmunds forums