I’ve never leased a vehicle before so I wanted to post this prior to signing to get some feedback. 2019 Volvo XC90 T6 Momentum R-Design Advanced package, 22 in wheels, Polestar, Air Suspension The calculator doesn’t allow you to enter a specific amount due at signing. The only options are zero du…

Dont worry about the 1% rule. That’s just a rough guide which you’re within. This is a good deal. If you’re doing MSDs, I’d pay those and your first payment up front. With the new interest rate, it’s effectively 1.49%, so I’d roll as much as you can into the payment itself, as you’ll make more tha…

Is that the monthly payment before or after MSDs? Either way, I agree with @Bostoncarconcierge that this is a good deal especially bc: 1) Volvo can be hard to lease bc of weak incentives/dealer discount and 2) GA charges tax on the entire sale price (although I vaguely remember hearing that they may…

Not to hijack this thread, but I think my question is relevant to the OP. Why does the leasehackr score go down if you just shift payments from upfront into the monthly? I can understand an element is related to the incremental interest needed to be paid over time, but I wouldn’t think that has a ma…

UPDATE : Georgia passed a revision of its tax law in 2017 that changes the way TAVT is calculated for leased vehicles. House Bill 340 which is effective as of January 1, 2018 taxes only the sum of lease payments, not the entire value of the vehicle as before — a much more fair tax for leasing co…

Sorry I completely forgot to add the $995 destination charge. Here are the updated numbers to reflect the increased amount due at signing, although it didn’t change my leasehackr score. Should I still only play the first month’s payment + 10 MSDs on day of signing? Thanks again everyone! **MSRP: $…

From what I’ve understood and played with, the 39 month option on Volvo is very attractive compared to the 36. On every model I remember looking it up on, it’s basically -1% residual for 3 more months.

As little as possible due at signing w a post MSD interest rate like that. MSDs and first only

Looks like a good deal, and you’re getting good advice… max MSDs and first payment down.

Yes it is -1% for the additional 3 months. I don’t know how depreciation rates are calculated, so I wasn’t sure if 39 was better than 36.

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2019 Volvo XC90 T6 Momentum R-Design

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dmitry February 24, 2019, 6:16pm 8

Solid deal, phenomenal car.