2019 Volvo XC90 T6 Inscription Lease Opinion

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1

Hello everyone,

Just got a lease quote from a dealer in NY for the following:

2019 XC90 T6 Inscription
MSRP: $65,130
Sale Price: $58,874
MF: 0.00137
Lease-end Value: $37,174 (57%)
Miles Allowance: 7,500
Term: 39 months
Monthly Pmt: $716.08
Cash due at Signing (this is out the door cash): $2,879.66 (includes Tax @ 7.375% = $2,065.43 and 1st Month @ $716.08)
Bank Fee: $995 (rolled into the pmt)

Keep in mind this was after a test drive and ZERO time negotiating; I didn’t engage since it was too late in the day and had to be somewhere else.

So the question I have is: What’s a realistic price to aim from here and what types of deals are people getting in upstate NY/tri-state area?

I’m aware the miles are low at 7,500 but for us it’s more that enough so don’t really mind it.

Appreciate the feedback.

Best,
MB

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anyone has a view?

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Absolutely terrible and almost $3k down to boot.

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@joeblogs - the cash due looks like $2,065 (blame NY), 1st payment, and about $98 for documentation/dealer fee/license (seems really low). $0 down.

@MeloB - it looks like there’s $1,500 lease cash, so your selling price looks good, and you’re at the buy rate. Looks solid to me.

Do Volvo dealers in NY have the 1st payment waiver?

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So it’s just a terrible vehicle to lease, not a terrible deal? Same difference, oh and it’s only 7500 miles, another strike

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Thanks KD6! Not sure, I’ll have to look some more into it. I wasn’t really looking for a XC90, was more focused on a Q7. I know VW does have it.

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@joeblogs - $716/mo on a car with a $65,130 MSRP seems like just a bit over 1%, right? 10K payment skyrockets to $732.That’s terrible? C’mon. One of the best and safest cars on the market. You sound like that dimitry clown.

1 Like
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It’s almost $3k DAS, so no it’s not a bit over 1%. But whatever, it’s great

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The cash due at signing is just tax and 1st payment. Wake up.

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Oh I get it now, thanks. I guess tax doesn’t count in this one since it’s up front and not rolled in.

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love this forum…lol. Anyway, so I guess the question is: how much more should I push this without “lowballing” the dealer, not that I care but still…

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I’ll let the expert handle this one

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It’s a great car, and deals can be had on the xc90, but the problem is the inscription trim doesn’t lease well.

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Based on what?

The incentives can vary between Momentum, Inscription, and R-Design. Have you checked NY?

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Rv is higher on momentum then inscription or r design.

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Okay. MF/RV for 39/7500 is 0.00155/60% for T6 Momentums, 0.00137/57% for T6 Inscriptions, and 0.00108/58% for T6 R-Designs. In NY, there’s a $1,500 incentive on Inscriptions, but $0 on Momentums. I didn’t look up R-Designs.

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Must be a regional difference, because there’s no incentives on either trim in SoCal and I think the momentum RV is like 4 points higher than inscription.

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I’m deciding between a Q7 and xc90 right now, and shopping an xc90 is extremely frustrating because every single trim, drivetrain and Powertrain has a different RV and mf. Plus, difference in regional programs.

It’s like Volvo is trying to make it difficult for a diligent/informed buyer.

Much easier to shop the Q7 because everything is relatively the same across the trims.

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@mikem - The Q7 is the main competitor and I don’t know what sort of deals they have at all. Sent you a PM.