Doesn’t matter. You will get all you put down as MSDs back, if it’s listed on the “deposit” line. But Volvo rounds up to the nearest $50 on after MSD monthly payments, like I said. I have my contract also where I put $4,500 on $436/mo payments. I guess they gladly hold any extra money that dealers charge.
As @Ursus said, you should check your contract for the deposit line to make sure it says $7,000.00. My post-MSD payment with tax was $576.00, and the deposit line on my contract says $6,000.00.
Do you know if BMW rounds up post-MSD or pre-MSD? I’m being quoted $4200 MSD on a post-MSD monthly of $526. Just wanted to make sure that’s correct.