Ramsey is a joke. I was comparing quotes on leasing a 2016 XC70 when it was an outgoing model and some salesman commented “It’s gonna be tough to deal on those, very in demand.”
It went downhill from there. They agreed to match another dealerships price but came back with some intoxicated 4 square lease number of like $750 a month. I told the guy to go back to his manager and he came back with like $550 so I ripped up his 4 square paper in front of him and walked out.
Got a great deal down the road.