# 2019 MDX lease help -- success!

**URL:** <https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231>\
**Category:** Ask the Hackrs\
**Tags:** oh, suv, volvo\
**Created:** [July 17, 2019, 12:13am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231 "2019-07-17T00:13:14Z")\
**Posts on this page:** 20\
**Page:** 1

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 12:13am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/1 "2019-07-17T00:13:15Z")

</div>

Looking to lease a new SUV. Interested mostly in an XC90, MDX or Q7.

Any advice on what leases best and what I should expect for a payment? Ideally we’d come in under $600/mo.

I’m focused on getting a good to great deal. I can wait a bit if needed.

36mo/12k in 43065.

Seems like I missed the boat on the Volvo deals through Costco. I have access to employee pricing on Acuras but the low residual makes the leases less attractive.

Any advice?

---

<div class="post-metadata">

**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [July 17, 2019, 12:19am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/2 "2019-07-17T00:19:38Z")

</div>

MDXs are leasing incredibly cheap right now. Will probably be $200+ a month cheaper than an XC90 or Q7.

Residuals may be low, but Acura is giving a bunch of incentive money to the dealers (like $9kish) to give significant dealer discounts.

> [@JULY DEAL! ~NO BROKER FEE~ Acura MDX BASE $360/36 month 10k/ year $2784 DAS with 1k conquest /loyalty](https://forum.leasehackr.com/t/july-deal-no-broker-fee-acura-mdx-base-360-36-month-10k-year-2784-das-with-1k-conquest-loyalty/151602):
>
> Here is the MDX Deals for July. Sorry for the late post I was away in vacation and I also want to give a heads up now in the Beginning of August I will also be away for a week so It will be a late post in august as well. Right now your best deals will be the tech and base MDXs the rest of the packages are very light. Let me know if you are looking at those packages so I can get pricing for you on them. Any questions let me know through a PM or send me an email to [Ivan@parkaveacura.com](mailto:Ivan@parkaveacura.com). Also if a…

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 12:26am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/3 "2019-07-17T00:26:50Z")

</div>

@mllcb42 thanks…when i was putting #s into the calculator i must have been improperly applying incentives.

From the Edmunds forums, I gleaned:

.00215 MF  
MDX SH-AWD Tech - 54% residual and $8500 incentives

Through EMP pricing I can get the car for:  
MSRP: 52295  
Sale: 47344.47

How do I account for the incentives?

> **[Leasehackr Calculator — LEASEHACKR](https://leasehackr.com/calculator?make=Acura&miles=12000&msd=0&msrp=52295&sales_price=47344.47&months=36&mf=.00215&dp=0&dealer_fee=85&acq_fee=595&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=54&reg_fee=400&sales_tax=7.75&demo_mileage=0&memo&monthlyTax_radio=true)**
>
> Leasehackr Calculator lets you estimate and share your lease numbers. It integrates available Multiple Security Deposit (MSD) and money factor discount programs. Its benchmark Leasehackr Score enables you to evaluate your deal.

---

<div class="post-metadata">

**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [July 17, 2019, 12:31am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/4 "2019-07-17T00:31:23Z")

</div>

The incentives on the acura are weird as they’re to the dealer, not the consumers, so how they combine with employee pricing I do not know.

---

<div class="post-metadata">

**Author:** ![chrishs2000](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/chrishs2000/32/22367_2.png) [@chrishs2000](https://forum.leasehackr.com/u/chrishs2000)\
**Post date:** [July 17, 2019, 12:36am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/5 "2019-07-17T00:36:15Z")

</div>

Honestly I don’t see why you wouldn’t be able to stack employee with the dealer incentives. That would be an incredible deal if you can do it. FYI they are AFS to dealer incentives so they’re not taxable.

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 12:37am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/6 "2019-07-17T00:37:34Z")

</div>

Is there a target monthly I should target for $0 down?

I added 1000 taxable incentives to account for loyalty.

---

<div class="post-metadata">

**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [July 17, 2019, 12:41am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/7 "2019-07-17T00:41:32Z")

</div>

I’d give this a try: [leasehackr.com/calculator?make=Acura&miles=12000&msd=0&msrp=52295&sales\_price=47344.47&months=36&mf=.00215&dp=0&dealer\_fee=85&acq\_fee=595&taxed\_inc=1000&untaxed\_inc=8500&rebate=0&resP=54&reg\_fee=400&sales\_tax=7.75&demo\_mileage=0&memo=undefined&zero\_driveoff=true&monthlyTax\_radio=true](http://leasehackr.com/calculator?make=Acura&miles=12000&msd=0&msrp=52295&sales_price=47344.47&months=36&mf=.00215&dp=0&dealer_fee=85&acq_fee=595&taxed_inc=1000&untaxed_inc=8500&rebate=0&resP=54&reg_fee=400&sales_tax=7.75&demo_mileage=0&memo=undefined&zero_driveoff=true&monthlyTax_radio=true)

Basically tell them you want the car, you have employee pricing, loyalty, and want the $8500 rebate applied. See what they say.

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 12:48am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/8 "2019-07-17T00:48:37Z")

</div>

Awesome, I’ll check with them tomorrow.

In general, is there a reason to not share that you know what incentives are going for?

---

<div class="post-metadata">

**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [July 17, 2019, 12:50am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/9 "2019-07-17T00:50:04Z")

</div>

Nah, I’d be straight forward with them about your expectations. I’m sure someone will try to play the “$8500? what $8500?” game.

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 6:06pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/10 "2019-07-17T18:06:01Z")

</div>

Getting closer…

MDX SH-AWD Tech  
Retail price 52,295.00  
Sales price for you 38,844.47  
Savings 13,450.53  
-7500 non-tax  
-1000 tax

- $4,950.53 emp  
Gov fees 58.50  
Doc fees 250.00  
Capitalized 1,302.12  
Gross cap cost 41,082.14  
Rebate 1,000.00  
O down 558-563

MF is .00315 (i thought 0.00215) and residual is 53% (i thought 54%)

---

<div class="post-metadata">

**Author:** ![VirginiaBeacher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/virginiabeacher/32/34221_2.png) [@VirginiaBeacher](https://forum.leasehackr.com/u/VirginiaBeacher)\
**Post date:** [July 17, 2019, 6:13pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/11 "2019-07-17T18:13:31Z")

</div>

> **[Leasehackr Calculator — LEASEHACKR](https://leasehackr.com/calculator?make=Acura&miles=10000&msd=0&msrp=52295&sales_price=39045&months=36&mf=.00225&dp=0&dealer_fee=695&acq_fee=595&taxed_inc=0&untaxed_inc=0&rebate=0&resP=54&reg_fee=77&sales_tax=4.15&demo_mileage=0&memo&acqFee_check=true&salesPriceTax_radio=true)**
>
> Leasehackr Calculator lets you estimate and share your lease numbers. It integrates available Multiple Security Deposit (MSD) and money factor discount programs. Its benchmark Leasehackr Score enables you to evaluate your deal.

This one has it at .00225 I believe .00215 is for returning leases.

Residual might be different cause youre at 12k and in Ohio? Have you check with Edmunds for the MF and Residual there?

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 6:18pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/12 "2019-07-17T18:18:50Z")

</div>

following up on edmunds to double check MF and residual.

anyone know what the “capitalized” value represents?

by my calcs, i should be closer to 500/mo

> **[Leasehackr Calculator — LEASEHACKR](https://leasehackr.com/calculator?make=Acura&miles=12000&msd=0&msrp=52295&sales_price=47344.47&months=36&mf=.00215&dp=0&dealer_fee=250&acq_fee=595&taxed_inc=1000&untaxed_inc=7500&rebate=0&resP=53&reg_fee=58.50&sales_tax=7.75&demo_mileage=0&memo=undefined&monthlyTax_radio=true)**
>
> Leasehackr Calculator lets you estimate and share your lease numbers. It integrates available Multiple Security Deposit (MSD) and money factor discount programs. Its benchmark Leasehackr Score enables you to evaluate your deal.

---

<div class="post-metadata">

**Author:** ![chrishs2000](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/chrishs2000/32/22367_2.png) [@chrishs2000](https://forum.leasehackr.com/u/chrishs2000)\
**Post date:** [July 17, 2019, 6:40pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/13 "2019-07-17T18:40:32Z")

</div>

MF is marked up. They can’t monkey with RV

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 6:42pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/14 "2019-07-17T18:42:24Z")

</div>

yea i mistakenly had 54% and it’s truly 53%.

I calculate:

| MSRP | $52,295.00 |
| --- | --- |
| Dealer Incentive | $8,500.00 |
| Loyalty | $1,000.00 |
| Employee Discount | $4,950.53 |
| Discount $ | $14,450.53 |
| Selling Price | $37,844.47 |
| Acquisition Fee | $595.00 |
| Document Fee | $250.00 |
| Government Fee | $58.50 |
| Gross Cap Cost | $38,747.97 |

---

<div class="post-metadata">

**Author:** ![VirginiaBeacher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/virginiabeacher/32/34221_2.png) [@VirginiaBeacher](https://forum.leasehackr.com/u/VirginiaBeacher)\
**Post date:** [July 17, 2019, 6:47pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/15 "2019-07-17T18:47:22Z")

</div>

Let us know if you get it or if they get down to your figures.

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 17, 2019, 7:16pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/16 "2019-07-17T19:16:01Z")

</div>

i’m going to go close the deal.

> **[Leasehackr Calculator — LEASEHACKR](https://leasehackr.com/calculator?make=Acura&miles=12000&msd=0&msrp=52295&sales_price=47344.47&months=36&mf=0.00225&dp=0&dealer_fee=250&acq_fee=595&taxed_inc=1000&untaxed_inc=8500&rebate=0&resP=53&reg_fee=58.50&sales_tax=7.75&demo_mileage=0&memo=undefined&monthlyTax_radio=true)**
>
> Leasehackr Calculator lets you estimate and share your lease numbers. It integrates available Multiple Security Deposit (MSD) and money factor discount programs. Its benchmark Leasehackr Score enables you to evaluate your deal.

got them to \<$500 month. $8500 in dealer incentives, employee pricing, and $1000 loyalty. MF 0.00225, res 53%

---

<div class="post-metadata">

**Author:** ![VirginiaBeacher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/virginiabeacher/32/34221_2.png) [@VirginiaBeacher](https://forum.leasehackr.com/u/VirginiaBeacher)\
**Post date:** [July 17, 2019, 9:46pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/17 "2019-07-17T21:46:41Z")

</div>

Post Pictures

---

<div class="post-metadata">

**Author:** ![mikeyyyyy](https://leasehackr.b-cdn.net/letter_avatar/mikeyyyyy/32/5_5575768a8748004e209b776fc1b2916d.png) [@mikeyyyyy](https://forum.leasehackr.com/u/mikeyyyyy)\
**Post date:** [July 18, 2019, 12:57am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/19 "2019-07-18T00:57:30Z")

</div>

Success! Came away at $490/mo w/ $0 down and they got me in and out very quickly. Ideally I wouldn’t have rolled some fees into the monthly but I didn’t bother having them redraw up the paperwork.

Thanks for the help and advice.

---

<div class="post-metadata">

**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [July 18, 2019, 1:04am UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/20 "2019-07-18T01:04:12Z")

</div>

Glad we could help, enjoy the new ride.

---

<div class="post-metadata">

**Author:** ![VirginiaBeacher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/virginiabeacher/32/34221_2.png) [@VirginiaBeacher](https://forum.leasehackr.com/u/VirginiaBeacher)\
**Post date:** [July 18, 2019, 3:15pm UTC](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231/21 "2019-07-18T15:15:01Z")

</div>

Glad you worked something out for the car you wanted. Post some pictures.

[Next page](https://forum.leasehackr.com/t/2019-mdx-lease-help-success/153231.md?page=2)
