2019 Kia Forte lxs $239 incl taxes, 0 down 0 drive-off

Ok ppl, first time car leaser, read a bunch hear and did my research so curious to hear what you think. I found out my credit was way worse than I thought so the initial quote of $199 (with taxes) when I thought it was based on the Credit Karma score (not Experian) went to $247 (includes taxes). I got them down to $240 and zero down, zero drive off, 12k and 36 months. I called another dealer before doing it and that dealer said it was a very aggressive offer and to take it. Out of curiosity, I called a Mazda dealer (because I had been also looking at the Mazda3 sport) and he said that with the lower credit, his quote for the 3 would go up $30 a month.

Below are the numbers. What do you think and thanks for the feedback!

**MSRP: $19985
**Selling Price: $15761.53 (adj. cap cost)
**Monthly Payment: $239.99
**Cash Due at Signing: $0
**Incentives:2800 rebate

**Months: 36
**Annual Mileage:12
**MF: .00324 : (
**Residual: 10991.75

**Region: SoCal
**Leasehackr Score:**7.5

Kia financial has lower credit thresholds than other manufacturers. Good deal for such a lousy rate.

adjust as necessary but something is off (in your favor)