What is a nice interior?
Lets say currently I drive Tacoma with Premium and Tech packages for $250. Heated seats, leather, NAV. May be XM - but I don’t listen to it.
This is a car I got after Jetta because at the time basic Jetta was being quoted at $280 for 7,5k miles.
So next question are you willing to look at other cars?
Have you looked at used and what you can afford for $250? With 60 month loan that is $15,000.
May be more with 72 or 84 month loans - but then we are talking you have to stick with the car for very very long period of time.
Now that I think about it, my brother was in simiar situation - needs to be under $300, 15k miles, and nice packages.
Solution back in 2016 was Volvo S60 loaner lease that he unfortunately totaled.
As a replacement we found him 6 month old used 2019 VW Jetta SEL at some Honda dealership for approx $20k. They key about this one was VW had 6 years of bumper to bumper warranty or 72k miles. Covered him for 5 years of owenership even at 15k miles a year. Btw, that warranty was fully transferable which luckly for us guys at Honda didn’t know. Otherwise price would have been higher as they wanted to upsell extended warranty.