2019 Camry XLE with no packages or accessories (i.e.no sunroof, no navigation, etc.)
Selling Price: $28,468
Annual Mileage: 12K
Residual: 59% ($18,537)
Quoted: Monthly Payment of $375 with $1500 due at signing
When I try to do work the numbers based on the info above, I get a monthly payment of $355.16 per month including tax. The dealer told me the $1500 is the 1st payment, Acquisition fee and tags. My hunch is that I may be able to get a better deal closer to $355 and less $ down. Any advice is greatly appreciated!