2019 BMW X1 xdrive28i Loaner

Ask the Hackrs
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1

36 month lease/10K for 2019 BMW X1 xdrive28i loaner with 1700 miles on it
MSRP : $42,105
Adjusted Capitalized Cost : $35,355 (after $4500 dealer contribution and $2250 incentives)
Residual : 59%
MF : 0.00168
Monthly + Tax : $447.10
DAS : $749.85
Sales Tax: 7.5%
Zip Codes: 43230
Leasehacker score: 8.5 years

Honestly, I know this is a mediocore to bad deal but I would like advice for negotiating if theres room for any. I have tried talking down the money factor but they said they can’t change it. This is also the last 2019 they have (or so they claim) that I’m trying to get at the beginning of their calendar month so I feel like I have less leverage because they may know others will want it.

2

The MF is marked up, so that is 1 area to improve. Also, this being a loaner push for closer to 20% off MSRP plus incentives.

3

Below mediocre… 11% off a loaner and maxed out MF.

You are in OH? Hook up with @kubikdanon as I’m sure he could beat this by $100/month or more.

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4

Try for something like this: leasehackr.com/calculator?make=Bentley&miles=10000&msd=0&msrp=42105&sales_price=33684&months=36&mf=.00128&dp=0&dealer_fee=85&acq_fee=995&taxed_inc=2250&untaxed_inc=0&rebate=0&resP=59&reg_fee=400&sales_tax=9&demo_mileage=0&memo=&monthlyTax_radio=true

5

for that monthly you could be in a loaded 330i

i would aim for 20% off MSRP on a loaner, particularly last year. then demand the base MF or walk. there is nothing special about an x1 28i loaner, don’t overpay