2019 Audi A4 Lease So-FL Is This a Good Deal?

Ask the Hackrs
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1

Hi Leasehackr’s,
I desperately need your help. I wanted a Q3 but the leases are just incredibly overprices for it. So I am thinking of going with an A4. I am in South FL.
Dealership 1
2019 AUDI A4 Titanium Premium
Retail Price: $39,540
Savings: $6,069.88
Selling Price: $33,470.12
Options: $0.00
Sub- Total: $33,470.12
Fees: $1,356.50
Sales Tax: $1585.86 (I’m guessing this is the tax for the rebate)
Trade Allowance: $8,827 (They are price matching Carvana)
Trade Payoff: $10,446
Net Sales Price: $38,031.48
Out of Pocket: $1,1619 (the negative equity)
Rebate: $3500
Monthly: $427.72 w/ tax

Dealer 2 (They gave my a car a very low ball offer so I’d sell it to Carvana and write them a check for $1619.)
2019 AUDI A4 Titanium Premium
MSRP: $39,290
Discount: $5107.00
Rebate: $3,500
Adjusted Price: $30,682
Taxable Fees: $1259
Pre Delivery service charge: $697.50
Tax: $183.31
Non Tax Fees: $152
Balance: $32,974
Out of Pocket: $0
Monthly: $415 with tax

Can I do better?

2

How does the dealer with the higher discount come out more expensive? Marked up MF and higher doc fee?

3

I have no idea. I’m just finding it a little high. What should I looking to pay?

4

Get the MF and Residual for both of these from the dealer. Also, post in Edmunds to get the base MF rate and you can compare to see if theyre marking it up.

5

Option 2 is definitely better, as is. I’d push them to match the dealer discount from option 1, then do max msd

6

What is MSD and MF? Sorry I am new to all this.

7

Multiple Security Deposit (Refundable at lease end) and Money Factor (the rate)

8

If I do msd what’s the advantage? Would that lead to a smaller payment? Do I really get the money back at the end of lease?

9

This has been answered many many times. Please research instead of asking simple questions.

10

Yea you get the money back at the end of the lease with interest. Lowers the MF and leads to a smaller payment per month.

11

No, that’s wrong.

12

Worded it wrong. See below. Explains pretty well.

1 Like
13

Got it and at the end I would get my $3000 back. It’s be saving in the monthly payment and I’d get my full deposit back. Right?

14

MSD’s are refundable if there aren’t any damages when you turn in the vehicle.

15

Another quick question if I pay for my lease upfront could I save some money? My credit isn’t stellar so I’m wondering if that could possibly help?