2018 Volvo S90 Inscription $473/mo 24mo/12k Oregon/Washington

2018 Volvo S90 Inscription. I understand that the Momentum trim is a better lease, but I really wanted the leather-top dash, B&W upgraded stereo, and the wood trim!

**MSRP: $69,100
**Selling Price: $52,538 (9% off plus stacking of incentives)
**Monthly Payment: $473.20
**Down Payment: $0
**MSD: $4000
** 3-day trip permit $30.00
** Doc Fee $80.00
Total drive-off $4583.20 (incl $4K refundable MSDs)

Here is my math:
MSRP: $69,100
Discount @9%: $62,881
Minus A-Plan Elite Bonus: $3,000 = $59,881
Minus Volvo Allowance: $5,750 = $54,131
Minus Dealer Cash: $1500 = $52,631, which ended up at $52,538

**Months: 24
**Annual Mileage: 12,000
**MF: .00012
**Residual: $42,151 (61% of MSRP)

**Zip Code: 97034. I live in Oregon, where there is no sales tax. I could not find the exact S90 I wanted here, but found 3 perfect cars at 3 different dealerships in the Seattle, Washington area. I used the Leasehackr calendar to generate the deal outline; emailed each of the 3 dealers a formal offer; 2 replied, 1 being $1000 higher, and 1 accepting the offer after 2 emails. One note: since Jan 2018, Oregon requires new car buyers who are not buying the car in Oregon a 0.5% tax. That’s Oregon for you…it’s tax free (but it’s not!) :slight_smile:

If you’re in the Oregon or WA area, PM me and I can email you the contact info if interested.
Thanks to Leasehackr for the framework for me to know how to do this!

2 Likes

I forgot to mention that it was the T6 Engine.

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Sent a PM to get the dealer and rep contact. Thanks

Done–replied via PM

Messeged for the details!

Congrats. One person here was claiming it is better to put the money as CCR rather than MSD since the monthly would be lower. Had you done that your monthly would easily have been 100 less or 379

Not sure where the logic in that would be… He wouldn’t get it back, It wouldn’t save anything off the bottom line cost.

Can you say more please? In this deal, I get $4,000 security deposits refunded at end of lease. Trying to understand so I’d do a better job next time. Thanks

I think what he means is that with MSDs, you’re only lowering the APR or Money Factor which reduces your monthly slightly compared to using that same 4,000 in MSD as a CCR instead.

I think you made the right choice with MSDs.