I am getting 54% RV based on your datapoints. It seems higher to me for 30k mi lease.
- Verify MF and RV at edmund forums.
- If your credit is solid, then do not allow dealer to mark it up. Demand buy rate (you are negotiating…)
- Find out how much discount each MSD buys you. Make sure dealer is not marking up the discount.
Some context regarding item # 3, a fancy Lexus dealership in DFW (cough sewell cough) tried pulling fast one on me by marking up discount by 50%. “Mistake” was corrected after I probed and objected.
You are currently above 1% rule (there is preach/hate camp about this rule). Since you are leasing demo with 10k mi. I would aim to lower it further.
Disclaimer, by no means, I am an expert. I read and soaked in alot information (like kid would eat candy) few weeks of ago when I closed the deal on my puppy. I know you are probably eager to grab this (I was ) but make sure you are not leaving anything on table.
Hopefully some smarter brains here will give you better pointers.