2018 Honda Pilot EX-L w/Sensing

After a bit of digging I found an example here on LH, the OP below -if I read correctly- had a ~74% MF reduction - which seems rather high.

one-pay does to MF for Honda (courtesy of some folks on Edmunds):
(Starting MF) .00108 → .00028 (One-Pay MF)

Would that imply ~$100/mo reduction in this lease? (original MF 0.0019, new estimated MF 0.000475). Seems to good to be true, I may be doing something wrong here.