She’s home!!! Thanks for you help. It went so smoothly. I honestly had no plans on buying a car today but couldn’t pass on the deal. Couldn’t have done it without this site. Learned a lot! Thanks!!!
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@Dinab Just got lucky it’s the only one left, I think they were really trying hard to get it out. I didn’t even need to haggle, they went rock bottom right away. Not complaining. 
I actually based my expectations on your deal. I was surprised to get below yours tbh. Thank you for sharing your deal, I learned from it!!!
No problem. Seeing other deals is what makes this site so helpful.
can someone explain how putting a negative number on the calculator within the down payment section is helpful? Is it something that you can actually do that will put your payments lower?